Deposit Accounts

Savings Accounts for All Stages of Life

As a member and shareholder of Cranberry FCU, you can select from a range of savings accounts that fit both your current and future financial needs.

Member Share Savings Account

Start your Cranberry FCU membership by opening a Member Share Savings Account. 

• Open your account with just a $5.00 minimum deposit 

• Gain access to all our products, services, and exclusive member benefits

•  Secure your membership for life

Money Markets Accounts

Our Money Market Accounts offer flexibility while helping your savings grow.High-yield, tiered-rate account

• A minimum balance of $2,000.00 is required

• Access flexible terms for maximized earnings

• Provides a variety of options for withdrawing money

Savings Certificates

If you're looking for a secure way to grow your savings, our Savings Certificates are a great option.

• Open your account with a $500.00 minimum deposit

• Term options available from 6 to 60 months

• Lock in high-interest rates for a specific term

• Higher dividend earnings

• Perfect for short- and long-term investing

Individual Retirement Accounts (IRA)

Ensure your retirement is as stress-free and relaxing as it should be by opening an IRA today.

• Provides diversification across retirement plans

• Options include Traditional and Roth IRAs, and Coverdell Education Savings Accounts

• High-yield earnings you may not find at other financial institutions

• Distributions on contributions may be tax-free

• May provide additional tax benefits - check with your tax advisor or financial planner for details

Specialty Accounts

Christmas Club

Avoid the stress of the holidays this year! Don't wait until the end of the year to start planning for the holidays. By saving regularly with a Christmas Club Savings Account, you can spread out the costs and enjoy a stress-free holiday season. 

Benefits to consider:

• Wide range of disbursement options available (including check, transfer, or continued savings)

• Flexibility to choose what works best for you 

• Account maturity date is set for October 1, so you can sit back and relax knowing your holiday expenses are taken care of

Please contact Cranberry FCU Member Service at 508-291-0777.

Scholarship Accounts

Cranberry FCU takes great pride in providing Scholarship Accounts that cater to your unique needs. If you're seeking to honor a loved one or support a particular group of students, we're thrilled to offer you the assistance you need to effectively manage your funds. 

Keep in mind:

• At least one account signer must be a current member in good standing with Cranberry FCU

Please contact Cranberry FCU Member Service at 508-291-0777.

Organization Accounts

In search of an account to streamline finances for your organization, association, or club? Look no further! Our Organization Account is designed to assist non-profits in efficiently managing various expenses, from club dues to fundraising projects.

Keep in mind:

• At least one account signer must be a current member in good standing with Cranberry FCU

Please contact Cranberry FCU Member Service at 508-291-0777.

DBA Accounts

At Cranberry FCU, we're dedicated to empowering small business owners to achieve their goals. As a sole proprietor, you can count on us to provide you with the tools you need to take your business to new heights. Our DBA (Doing Business As) Account is the perfect solution to keep your business and personal expenses separate.

Key details to consider:

• Take advantage of all the same features as our regular savings and checking accounts

• Manage your business finances efficiently and effectively with a team who supports you

Please contact Cranberry FCU Member Service at 508-291-0777.

Cranberry Kids Club*

Our new youth savings account is here! The Cranberry Kids Club* is designed to help young savers build strong financial habits while having fun along the way. With a sweet 5.00% interest rate (5.12% APY) on the first $500 and just a $5 minimum to open, it’s the perfect way to introduce kids and teens to the power of saving. Whether they're setting money aside from birthdays, allowance, or their first job, this account helps their savings grow faster—turning small deposits into big dreams. Start their financial journey with a club that rewards smart saving!