Checking Accounts
Seamless Banking Starts Here: Explore Our Checking Accounts
At Cranberry FCU, we offer a fully insured checking account that is both convenient and cost-effective. Say goodbye to unnecessary fees and hello to hassle-free banking with a Checking Account from Cranberry FCU.
Checking Account Features
No minimum balance required to maintain your account
No monthly service charges or hidden fees
Receive your first box of basic checks for free
Get a Visa® Debit Card for convenient and secure purchases
Manage your money with Online Banking and our Mobile App
Access Online Banking for easy account management
Make unlimited check copies through Online Banking
Use Bill Pay to pay your bills online
Stay organized with e-Statements
Deposit checks anytime, anywhere with Mobile Check Deposit
| Service | Fee |
|---|---|
| No Minimum Balance Required | $0.00 |
| Monthly Service Charge | $0.00 |
| 1st Box of Basic Checks | $0.00 |
| Visa Debit Card | $0.00 |
| Online Banking | $0.00 |
| Unlimited Check Copies (Via Online Banking) | $0.00 |
| Bill Pay | $0.00 |
| Mobile Banking | $0.00 |
| e-Statements | $0.00 |
| Mobile Check Deposit | $0.00 |
Visa® Debit Cards
Looking for a faster way to access your funds? The Cranberry FCU Visa® Debit Card gives you global purchasing power and local convenience.
Surcharge-Free Cash Access
Need cash on the go? We’ve partnered with the MoneyPass® Network to provide you with thousands of surcharge-free options.
Access your account surcharge-free at our branch ATM location or any MoneyPass ATM Location
Visit MoneyPass.com for a list of MoneyPass ATMs near you
With our Visa® Debit Card in hand, you'll have the freedom to withdraw cash whenever and wherever you need it
Savings Round-Up
Savings Round-Up helps you save as you spend. Save automatically by rounding up all purchases made with your Cranberry FCU Visa® Rewards Debit Card to the nearest dollar. The difference is automatically transferred into your savings, where small amounts can add up to big savings. Effortlessly save money for your future purchases. Opt in by calling or sending a message in online banking!
uChoose Rewards® program
At Cranberry FCU, we're all about rewarding our members for smart financial choices. That's why we offer the uChoose Rewards program as a way to earn points for everyday purchases. Here's what you need to know:
With our Visa® Debit Card, you can earn 1 point for every $2.00 spent on signature-based transactions
But that's not all. You can link multiple Cranberry FCU Debit and Credit Cards to your uChoose Rewards profile to earn points even faster
Don't miss out on the chance to earn valuable rewards!
Overdraft Protection Options
At Cranberry FCU, we understand that unexpected events can arise, and we offer various overdraft protection programs to ensure you're covered.
Overdraft Transfers
Automatic transfer of available funds from your Savings Account or alternate accounts within the credit union to cover overdrawn Checking Accounts
Minimal fee incurred for usage
Transfers made through Online Banking are free
2. Courtesy Pay
At Cranberry FCU, we understand that unexpected expenses can happen, which is why we offer Courtesy Pay as a service to our members. This service is available for personal Checking Accounts and is designed to provide you with peace of mind in case of an overdraft.
Here’s how it works:
Once approved for Courtesy Pay, we will honor overdrafts of various transactions such as checks, ACH withdrawals, teller withdrawals, Bill Pay transactions, and service fees
It's important to note that ATM withdrawals and debit card transactions will only be covered if you opt-in
If an overdraft occurs, you will be covered up to a maximum limit of $500.00, including any applicable overdraft fees
Rest assured that we are here to support you during unexpected financial situations, and our Courtesy Pay service is just one way we do that.
3. Overdraft Line of Credit
At Cranberry FCU, we understand that overdrafts can be a source of stress for our members. That's why we offer a line of credit that can be accessed when you need it the most.
Here's how it works:
If a transaction exceeds the available balance in your Checking Account, our line of credit will be automatically accessed.
Money will then be transferred into your Checking Account to cover the overdraft and any related fees.
Check Reordering
Ordering new checks has never been easier with our online check reordering service at Cranberry FCU.
Here’s what you will need to have ready:
Routing number
Account number
Next starting check number
If you're ready to join the Cranberry FCU community and open a new Checking Account, get started today!
Already a member? Log into Online Banking or contact us for assistance!